Annual interest rate

Quick credits can be applied for in about 15 minutes without leaving your computer, without certificates and without a guarantee. On the other hand, loans in the bank take 1-2 working days on average. To borrow loans online, you need to choose the right credit company , register on the credit website and apply for a loan. If so, the money will be credited to your bank account!

In order to choose the best loan, we offer to compare the loan companies. ” Learn More ” means more information about the lender in question, clicking on the ” Get Credit ” button will open the credit company’s website for registration.

 

APR – annual percentage rate of charge, total cost of credit

APR - annual percentage rate of charge, total cost of credit

They are expressed as an annual percentage of the total amount of credit, including the Loan Grant, excluding any total cost of the credit due to the Lender for any default under the Loan Agreement, calculated in accordance with the Cabinet of Ministers Regulations on Consumer Lending, as set forth in the Special Terms. An example of an annual interest rate calculation is: Credit amount: $ 100.00, Credit fee: $ 10.00, Registration fee: $ 0.01, Credit term: 30 days. GPL = 219.2%. The total amount to be paid on the loan repayment term is 110.01 dollars. The Website contains GPL limits, the exact GPL for a particular amount of money and the credit company concerned can be found on its website or by contacting the credit company in person. 

Penalties or costs of delay . Fast credit for late payment requires a penalty ranging from 0.75% to 1% of the total amount of late payments for each day of delay. Some lenders charge money for a reminder letter and / or a one-time penalty payment in addition to the penalty payment if the credit is overdue. The exact cost of the delay can be found on each lender’s website, in the terms of the contract and / or by contacting the lender personally. Remember that failure to make payments can cause you serious problems and affect your credit history and make it more difficult to obtain a new loan, and in the event of default, the lender may initiate debt recovery proceedings or assign claims to third parties.

 

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Borrow money only if you are sure that you will be able to repay the loan on time. Overdue credit can ruin your credit history and make it more difficult to borrow later, or the credit companies will offer you loans on unfavorable terms.

Remember that in the case of overdue credit payments, the credit institution is entitled to a penalty interest. Borrow responsibly!

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